Understanding Truck Insurance

Trying to figure out what truck insurance you need? Maybe this will help.

Typically, there are four types of insurance coverage for trucks: truck cargo, primary liability, general liability, and non-trucking liability.
Primary liability insurance is required by the government to drive a truck on the road. This insurance covers all the damages and injuries caused by the truck while on the road. A coverage amount of at least $750, 000 is required to drive a truck legally. Should an accident occur, this amount will be used to cover the damages. If it is not enough, then you have to pay the remaining costs.
General liability, on the other hand, covers the accidents that occur of the road. Like when the truck is parked. Vandalism and theft are the two biggest problems when parked.
Truck cargo insurance covers the cargo in your truck or trailer from possible theft or loss. This is not mandatory by the government but most client's require you to insure there cargo.
Non-trucking insurance this is for times such as when your truck is in the repair shop, in your garage, or bobtail.
Things can’t be simple these days and just by truck insurance! you have to get all different types in order to be covered for everything. It amazes me how the insurance companies keep breaking down the coverage ad requiring us to pay more to get the same coverage.
http://goodertruckinsurance.com